Many insurance policies won’t cover all your end-of-life medical costs and care. Financial planning is obviously important, but so is talking to friends and family to keep them in the picture. They may, or may not, be able to help financially, emotionally or on a practical level.
Most nursing homes understand the stress that patients and their families go through during the admissions process. This is often a time when rehab is needed and when your home carer can no longer cope. You may need specialist medical supervision 24/7 because you can’t swallow following a stroke. Falls are very common in elderly people and recovering from them can take time and require specialist treatment.
Obviously, how long you stay in a nursing home will determine the cost of staying there. Working out exactly what your insurance policy covers, and does not cover, can be tricky and stressful. The rules often change so you’ll need the best advice you can get. Nursing Homes like Haym Salomon Home have financial services specialists who can guide you on what your insurance covers.